You can choose that we do not perform a credit check to evaluate a loan application. Once you have such an installation or product with us and for a reasonable period thereafter, we may from time to time share your information with other lenders and credit reference agencies that request such information, which will help you determine your credit history and support lending and processing functions in general. We may receive information and reports about you from Equifax Canada Inc., Trans Union of Canada, Inc. or another credit reporting agency. You can access and correct all your personal data contained in their files by www.consumer.equifax.ca them directly through their respective websites and by contacting www.transunion.ca. Once you have applied for a credit product from us, you can no longer revoke your consent to this exchange of information. With respect to home and auto insurance, we may also receive information about you from credit reference agencies at the time and during the application process and on an ongoing basis to verify your creditworthiness, perform a risk analysis and determine your premium. 2 If you withdraw your consent to receive account opening documents in electronic format before completing your account application, TD will not be able to accept and process your account application. If you can read, print or save this disclosure and consent form by electronic signature, you will have the necessary hardware and software to access, read, print or store the account opening documents that we must provide to you before using your account.
You must print or save a copy of your account opening documents for your records. You can obtain a paper copy of the account opening documents by printing them yourself when they are submitted as part of this application process, or by asking TD to send you a paper copy free of charge by contacting TD at 1-888-925-0708. You agree to notify TD if your email address or other contact information changes by calling 1-888-925-0708 or using it in any other way provided by TD. TD Mobile Payment may send notifications to your mobile device to notify you of transaction requests (each such notification, a “Notification”). .